Loss of job Loss of job

5 years ago

Hi,
i have a ICICILombard Personal loan insurance and i recently resign from job due to some personal reason and unable to pay the EMI of personal loan, then i approach the ICICILomb ( due to they cover 3 EMI's in the loss of job condition ) . i submit the all papers , but they rejected my claim because personally resign from job is not consider as Loss of job( clause available in Policy ) , please advice , can i go for legal action or not

niranjan C

Responded 5 years ago

A.1. The clause mentioned on ICICI lombard PL insurance agreement is unilateral and can not be considered by the court of law.

2. I suggest you to issue legal notice.
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Vidhi Samaadhaan Vidhi Samaadhaan

Kishan Dutt Kalaskar

Responded 5 years ago

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A.Yes you can take legal action
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Vidhi Samaadhaan Vidhi Samaadhaan

Nirmal Chopra

Responded 5 years ago

A.Consult though Vidhikarya with all documents as opinion given without physical inspection of documents may not be correct opinion.
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