Home loan
3 years ago
I have 5 months emi pending and last payment made on jan 21. They are chasing as legal action will be taken if not cleared in full. They forced to give cheque and it got bounced . I was jobless frm 2020 aug till last week.
A.No.. need to worry for the bounced cheque... but hence forth do not give the cheque.... They will NOT take legal action in COVID situation... if the bad time arise you can file a case against the bank for harassment..
If you realize my professional skills, the time & efforts put in by me needs to be truly appreciated, and then Please “CLICK MY LIKES/ THUMBS UP/GIFT” button shown below this reply format & also CLICK/ WRITE a “REVIEW” in 5 star as I have answered your query in detail. Hope this information is useful
ADV. ANISH PALKAR (High Court)
If you realize my professional skills, the time & efforts put in by me needs to be truly appreciated, and then Please “CLICK MY LIKES/ THUMBS UP/GIFT” button shown below this reply format & also CLICK/ WRITE a “REVIEW” in 5 star as I have answered your query in detail. Hope this information is useful
ADV. ANISH PALKAR (High Court)
Helpful
Helpful
Share
Ankur Goel @ Complete Law Shield
Responded 3 years ago
A.so you got job now ?
if yes then you can pay now because only 5 emi pending.
if yes then you can pay now because only 5 emi pending.
Helpful
Helpful
Share
Ayantika Mondal @ Prime Legal
Responded 3 years ago
A.Hi,
Make a formal representation to the bank requesting a restructure of your payment plan. Alternatively, you can approach the Banking Ombudsman to help you find an alternative remedy.
If you found this helpful, please rate us.
Make a formal representation to the bank requesting a restructure of your payment plan. Alternatively, you can approach the Banking Ombudsman to help you find an alternative remedy.
If you found this helpful, please rate us.
Helpful
Helpful
Share
A.Hi,
You can approach the Banking Ombudsman and make a representation of your grievances to them. They can help facilitate a compromise between you and the bank authorities.
If you found this helpful, please rate us.
You can approach the Banking Ombudsman and make a representation of your grievances to them. They can help facilitate a compromise between you and the bank authorities.
If you found this helpful, please rate us.
Helpful
Helpful
Share
Mradul Bhatnagar
Responded 3 years ago
A.Give representation to your bank to reschedule your loan account and to increase tenure of your loan. So ghat your emi will get reduce.
Helpful
Helpful
Share
Read Related Answers
Sbi account put on stop by cyber security
Dear Sir/Madam,
Under the following provisions the Hon’ble Magistrate Court having ample powers to unfreeze the Bank accounts. Further, the Hon’ble Court has vast powers to hand over the properties/v...
My bank account got freezed
Dear Client,
Once a cybercrime scam or fraudulent transaction is reported online to the National Cyber Crime Reporting Portal(NCCRP), on the instruction of the Cyber Crime Cell, the investigating tea...
Bank loan harassment
Dear Client,
In the given scenario, you can escalate your grievance with the Grievance Redressal Officer of the concerned Bank, and in case no suitable response is received from the GRO of the Bank yo...
Online Gaming -Can I be sent to Jail
Dear Client,
The Information Technology Act 2000 regulates cyber activities or online gambling in India. There is no explicit law that makes online gaming and gambling an illegal activity in India. O...
Online Gaming- Debit freeze
Dear Client,
Your query requires more details to address it suitably. You expressed your situation but not a cause of action that attracts a legal remedy. It is a virtual platform where in the absenc...
Read Blogs on Banking
Banking Lawyers
Find Lawyers by Location
