Discrepency in Loan
5 years ago
We have taken non residential property loan from a private sector bank. Without our consent and knowledge, amount of Rs 1 lakh was transfered to insurance company. It has been more than 8 months since we are writing to customercare o f the bank to cancel the insurance and refund the money but with no effect. What should we do ?
A.If while signing the documents of loan any such term of inusrance for the housing loan was in documents the Bank would be right in transferring the amount of premia, otherwise not.
Helpful
Helpful
Share
Johnson Thangiah
Responded 5 years ago
A.Sir,
File bank ombudsman and then file consumer complaint.
File bank ombudsman and then file consumer complaint.
Helpful
Helpful
Share
Mohd Imran
Responded 5 years ago
A.Send a legal notice to them stating all facts and circumstances therein and claiming your relief.
If they do not reply then file a comsumer petition before consumer forum
If they do not reply then file a comsumer petition before consumer forum
Helpful
Helpful
Share
A.Send a legal notice to them and a complaint letter to banking ombudsman.
Then file a comsumer case.
I would not mind filing a criminal case od fraud and cheating against tje bankers too.
Then file a comsumer case.
I would not mind filing a criminal case od fraud and cheating against tje bankers too.
Helpful
Helpful
Share
Read Related Answers
Lender is not available for my payment
Dear client, contact the lender through any contact information or if there is office of their. And also report the same to cibil
LOAN SETTLEMENT AND ADVICE
Dear Client,
A borrower is held liable personally for his or her debt for non-payment of the outstanding amount of the loan. Once the repayment of the loan stops or bounces for consecutive 3 installm...
title of a flat
Dear client, yes one can get the title from the auctioner by way of sale certificate by purchasing the flat in the auction.
About cheating of money transfer
Dear Sir,
It is better to settle the matter with the Management otherwise if Police complaint is given your friend may be put into jail and charge sheet will be filed and case will be run for 4-5 year...
overcharging of rate of interest
Dear Client,
In the prevailing situation, serving a legal notice to the concerned Bank, make a private complaint against the Bank to a Court of Magistrate under Sec.200 of Cr. PC. that outlines the pr...
Read Blogs on Banking
Banking Lawyers
Find Lawyers by Location