Mr. Ashish Uplenchwar

5 years ago

I had taken a loan home loan from hdfc, in between I was not having job hence 3 emi was missed, but immediately after that I have taken money from my brother and uncle and paid total outstanding with penalty, I have paid 15 l in one stretch and now balance is 9000 rs that is also due to hdfc branch was not having force closure facility for complete amount, after 1 year when I have need some loan, I have checked my cibil score, I found HDFC had file a suit against me for 20l fraud, and posted me as wilful defaulter, nobody is giving me the loan now

Previous Question

Next Question

Deepak Yashwantrao Bade

Responded 5 years ago

A.hallo sir, you should be contact with lawyer for file case against hdfc bank about your inconvenience. its huge mistake made by bank and you can ask for compensations, damages for your loss. kindly contact with vidhikarya lawyer for filing case

Helpful

ROBERT D ROZARIO

Responded 5 years ago

A.Since your loan account was declared NPA therefore you were blacklisted in your CIBIL Report. You made a mistake by not taking NOC from HDFC bank for clearing you from CIBIL at the time of settlement. Since you have not done so, and the bank had also not removed your name from the blacklist. Generally, a settlement does not fully absolves you from your liabilities. For this reason you are not entitled to get any further loans from any financial institutions. What you can do now is to speak with the bank if they can make arrangement for removing your name from the blacklist, if not then you need to send a legal notice through a lawyer.

You also mentioned that there is a criminal proceeding brought against you by the bank, in this scenario, you should approach high court for quashing the criminal proceeding.

Helpful

Abhimanyu Shandilya

Responded 5 years ago

View All Answers

A.It seems that the bank has committed a blunder for which you are made ro suffer. You have a solid case to go against them and seek compensation for the wrongdoings.
Better you speak to a lawyer soon and start the legal procedure.

Helpful

Ambrose Leo

Responded 5 years ago

A.Issue a legal notice through this panel lawyer to hdfc on all aspects of the matter and also claim for damages,losses,penalty and compensation quickly.

Helpful

Anonymous

Replied 5 years ago

Sir,
Thanks for suggestion, are you willing to take case, I will pay 60% of amount received from hdfc against damages

Anonymous

Replied 5 years ago

Sir my reply was half, will pay charges plus 60% amount received from bank

Ambrose Leo

Replied 5 years ago

Only pay for my legal service charges through this portal Vidhikarya, nothing else.

Read Related Answers

Sbi account put on stop by cyber security

Dear Sir/Madam, Under the following provisions the Hon’ble Magistrate Court having ample powers to unfreeze the Bank accounts. Further, the Hon’ble Court has vast powers to hand over the properties/v...

My bank account got freezed

Dear Client, Once a cybercrime scam or fraudulent transaction is reported online to the National Cyber Crime Reporting Portal(NCCRP), on the instruction of the Cyber Crime Cell, the investigating tea...

Bank loan harassment

Dear Client, In the given scenario, you can escalate your grievance with the Grievance Redressal Officer of the concerned Bank, and in case no suitable response is received from the GRO of the Bank yo...

Online Gaming -Can I be sent to Jail

Dear Client, The Information Technology Act 2000 regulates cyber activities or online gambling in India. There is no explicit law that makes online gaming and gambling an illegal activity in India. O...

Online Gaming- Debit freeze

Dear Client, Your query requires more details to address it suitably. You expressed your situation but not a cause of action that attracts a legal remedy. It is a virtual platform where in the absenc...

Read Blogs on Banking

Income Tax Act Explained

Relationship between banker and customer in banking law

Banking Frauds and Banking Law in India: Legal spectrum

Demystifying India's Banking Regulation Act: A Crucial Pillar of Financial Governance

Unveiling the Crucial Role of Lawyers in Financial Banking

Banking Lawyers

Kolkata

Bangalore

Mumbai suburban

Prabhakara S K Shetty

Bangalore

View Full Profile

Arvind Tripathi

Allahabad

View Full Profile

Type of Consultation	Fees
Phone Consultation	₹	Not Yet Updated
Meeting Consultation	₹	Not Yet Updated
Email Consultation	₹	Not Yet Updated
Video Conference	₹	Not Yet Updated
Request for quotation from the Lawyer.