Credit card, personal loan
5 years ago
Dear sir i have a hdfc credit card , credit limit 35000, i have made 2 years minimum due 3000, but from past 2 months not able to make payments , i need protection legally to avoid recovery team, please tell me what action should I do legally
Deepak Yashwantrao Bade
Responded 5 years ago
Rajender Prasad
Responded 5 years ago
Rameshwar Dadhe
Responded 5 years ago
Anand Shukla Legal Practitioner,Legal Consultant & Advisor
Responded 5 years ago
Please have a consultation session so that it comes to knowledge what is the problem and how can we negotiate with the bank.
When you have obtained the credit card from HDFC Bank, I am sure , the Bank must have done due diligence check before allotting the card to you.Now regarding your problem, first point contact would be the Branch Manager of the Bank concerned to sort it out amicably and decently.
The other procedure would be lengthy,time consuming and expensive as well.
The other alternative is to get in touch with Vidhikarya.com to to get a Lawyer from your Locality or near by Locality to sort out your Case.
Shanti Ranjan Behera, Advocate
Vishwabandhu
Responded 5 years ago
Gopinath PG
Replied 5 years ago
Total outstanding amount is 44000, minimum due is 6000 , due to my financial situation not able to pay, i have paid minimum due 3000 from 2 yrs,
Totally i have paid twice the credit limit
Please give solution to protect from recovery team
Vishwabandhu
Replied 5 years ago
Dear client tell me clearly that now how much amount is remaing to pay ?
Who is the suretiy or on what mortaged property loan was granted ?
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Strong Legal Notice--Recovery of amount
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