Fraud by bank and builder in loan disbursment Fraud by bank and builder in loan disbursment

5 years ago

"I book a flat in a project which was approved by bank and i signed all the documents but bank didn't disburse the loan amount to builder, they had taken some authority letter from builder and adjust all the money without informing me from his past dues with that bank (it means builder already was a defaulter and his approx five loan account stays with bank as NPA).
My question isn't it will be a breach of trust because intentially bank hide builder's NPA and default to recover the money from his and bank simply transfer the liability of money from builder to my own head.
Now builder becomes absconding and bank filled 138 cases by bouncing the cheque that they had taken with all the document at the time of approving the loan.
Please give me the way to defend myself."

Kishan Dutt Kalaskar

Responded 5 years ago

View All Answers
A.Dear Sir,
Yes, it is breach of trust by the bankers and you can resist cheque bounce case on the ground as on the date of issuing cheque no consideration was passed in your favour by the bankers. Your case requires deep study by the legal expert otherwise the recent tendency goes to show that many of the cheque bounce cases simply ended in conviction.

For full procedure contact me on mobile through Vidhikarya.
Helpful
Helpful
Share
Placeholder image

Anonymous

Replied 5 years ago

Dear sir

Can I proof that the cheque was issued as security only and it was the part of there documentation only, and at that time there was no any discharge of lawful debt.
Even after they breach of trust and create the unlawful debt by adjusting the old due of the builder.

Please give some tips to defend myself because I can't afford the expensive lawyer.

Post Your Matter Post Your Matter

Talk to a Lawyer Talk to a Lawyer

Ask a question Ask a question

Vidhi Samaadhaan Vidhi Samaadhaan

Shanti Ranjan Behera

Responded 5 years ago

View All Answers
A.Dear Client,
Best option for you would be to get a Real Estate Lawyer from the locality/Region failing which get in touch with Vidhikarya.com
Shanti Ranjan Behera
Advocate
Helpful
Helpful
Share

Post Your Matter Post Your Matter

Talk to a Lawyer Talk to a Lawyer

Ask a question Ask a question

Vidhi Samaadhaan Vidhi Samaadhaan

Rameshwar Dadhe

Responded 5 years ago

A.U should send legal notice through lawyer
Helpful
Helpful
Share
Placeholder image

Anonymous

Replied 5 years ago

Yes I already send the legal notice but they have filled 138 by bouncing the security cheque taken from me at the time of documentation for loan approve.
So generally my question is how can I deny my liability when they have presented my security cheques after i approach them and inform them about the unlawfull activity was done by bank officials.
And second as a borrower if i am in some default then bank will never give me any loan in the future but how they people approve funds to such builder's project who was already in default and have na with that same bank.

Placeholder image

Rameshwar Dadhe

Replied 5 years ago

Dear sir I need some brief fact . Call me for more details

Post Your Matter Post Your Matter

Talk to a Lawyer Talk to a Lawyer

Ask a question Ask a question

Vidhi Samaadhaan Vidhi Samaadhaan

Read Related Answers

question iconCheque Bounce - Recalling Arrest warrant without me or my advocate by the Judge
Dear Client, In case of urgency, it will be open to the parties to mention the matter before the Hon'ble Court even before the scheduled hearing date for urgent listing or preponing the date generated...
question iconEffect of section 25 payment and settlement act on government job
Dear Sir, It is equivalent to cheque bounce case under Section 138 of NI Act. It is only a minor offence inviting minor punishment and between creditor and borrower. Police might not be having knowled...
question iconOur pending payment is 44 lacs against
Dear Sir, You may enter into settlement before the Criminal Court with a liberty to proceed in criminal way if remaining amount is not paid as per the agreed schedule of repayment.
question iconCheating with fake job calls
Dear client, This kind of online fake jobs is being offered and operated by Fraudster companies/entities to extort money from unemployed youths. You already become a victim of that foul play and lost...
question iconNI Act and Money Recovery Suit
Dear Client, A criminal prosecution under Section 138 of the Negotiable Instruments Act against the drawer of the cheque can be initiated by the payee or holder of the cheque on its dishonor by the Ba...