icon Validity of ews

Dear sir I have made a ews certificate in the month of April 2022 based on the income of previous financial year 2021-22 . My certificate validity will be 2022-23. But I have bought a land month afte

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7 months ago


A. Dear Client,
To be classified under the EWS Category, the candidate's annual family income must be less than Rs. 8 lakhs per annum. Their family must not own more than 5 acres of agricultural land and the residential flat area collectively should be below 1000 sq ft. The EWS certificate's validity is for one year. However, you will be required to renew and update the validity of the EWS certificate within the given period. The Certificate of Income and Assets is valid for one year. If the EWS ...ReadMore

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icon Not wearing mask

Recovery agent entered my property forcefully for not wearing mask even after telling him to wear and enter my property. My mother is a lung patient and any infection can lead her to death.he is repea

1 Response(s)

7 months ago


A. Dear Client,
In case of default in repayment of any loan as per the condition of repayment, Bank/FI takes a routine course of action permitted under relevant laws for recovery of debt lying outstanding against you. Both the Supreme Court and Regulatory Authority, RBI issued orders/advisories from time to time refraining Banks/NBFC, strictly from taking any coercive or forceful action deploying the recovery agents to recover the dues from the defaulter loanee. Being a defaulter of a loan, in cas ...ReadMore

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icon Non payment of unsecured loan

What will bank do to me if I don't pay unsecured loan

3 Response(s)

7 months ago


A. Dear Client,
If a loan has not been repaid for more than 180 days, the lender is allowed to file a case against the borrower under Section 138 of the Negotiable Instruments Act of 1881. The defaulter of an unsecured loan may face severe consequences, including a negative impact on your credit score, legal actions by the lender, collection attempts, and strained relationships with co-borrowers. Lenders are allowed to file a case against you and send legal notice to the loan defaulter under Sectio ...ReadMore

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icon Bank account freeze

My ICICI bank freeze my account as they received notice from police and put section 66c and 66d it act 420. Can any one tell me what to do next.

2 Response(s)

7 months ago


A. Dear Client,
Section 66C and 66D of the IT Act deal with identity theft and cheating by personation using computer resources.
Section 420 of the IPC relates to fraud.

gather any evidence that may support your defense. This might include documents, emails, text messages, or any other relevant information that can help establish your innocence or cast doubt on the charges.

it's essential to cooperate with law enforcement authorities to the extent required by law. Do not provide any statements or ...ReadMore

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icon How do I recover my money

How do I recover my money from the Personal Loan fraudsters?

2 Response(s)

7 months ago


A. Dear Client,

Collect all documents and correspondence related to the loan, including loan agreements, emails, text messages, and any other evidence that supports your case.

Report the fraud to your local police department. Provide them with all the information and evidence you have gathered. They may open an investigation into the matter.

Depending on your location, there may be regulatory authorities that oversee financial institutions and lending practices. You can file a complaint with the ...ReadMore

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icon Can an affidavit be considered false

Can an affidavit be considered false if the notary does not apply the notary fee stamp?

1 Response(s)

7 months ago


A. Dear Client,
A notarial stamp valued at Rs.10 is affixed by the Notary Public while certifying the authenticity of a document under Sec.8 of the Notaries Act, 1952. In the absence of the Notarial Stamp affixed to the document, it may be considered as invalid.

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icon Releaving not as per my employment Contract

I have resigned and company not reply my mail on phone call they told you will be releave as per notice period of 90 days but in employment contract there is pay off option also available.

1 Response(s)

7 months ago


A. Dear Client,
If the contract of employment bears a clause of pay-off or buy-out option in lieu of serving the required notice period, then you can ask the Company for an early release referring to the said option of the contract of employment. In case they deny your request then on cessation of your employment on the expiry of the notice period, after serving a legal notice to the Company, you need to file a complaint against the Company for the alleged unfair trade practice before the concerned ...ReadMore

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icon Bought the flat along with parking space

Bought the flat along with parking space in 2013 and all these years people were parking their vehicles especially bikes in my parking space while I would travel. Now that I have got my car parked con

1 Response(s)

7 months ago


A. Dear Client,
If your flat belongs to a housing society, then you, being a resident member of the said Society, need to bring the matter to the notice of the President/Secretary of the Society for a resolution in the matter. Parking of two-wheelers in the parking of others is not allowed in a housing complex run and maintained by a registered Society following its Bylaws. If the matter is not resolved at this end, then approach the Registrar or Dy. Registrar of Cooperative Society or the compete ...ReadMore

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icon Central job Attestation form issue

Sir, my ancestors were from Bihar we are living in west since 1980(43 years) ..my and my parents have all documents(obc,birth certificate voter ,adhaar, Educational)from Bengal but not of Bihar...what

1 Response(s)

7 months ago


A. Dear Client,
The state where you and your family spent 43 years of your life i.e completed education, made all the documents required for proof of identity and address, etc. is considered your home state. The state/UT we migrated to and currently residing in is your domicile state. So, you can write in your attestation form mentioning that your father originally belonged to Bihar but migrated and domiciled in West Bengal 40 years ago as supported by your documents.

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icon account blocked by police

hello sir i lost so much money on betting and its nearly 1cr after 5months of lossing i got to know that my payments to that site can be refunded so immediately i mailed to concerned payment gate

2 Response(s)

7 months ago


A. Dear Client,
The Information Technology Act 2000 regulates cyber activities or online gambling in India. There is no explicit law that makes online betting and gambling an illegal activity in India. Only the states of Sikkim, Nagaland, and Meghalaya have gaming laws and licensing regimes. There are different kinds of gambling in India that are prevalent and practiced in India in the past i.e. Horse Racing, Lottery, Skill Games, Casino Gambling, Online Gambling and Sports betting. Any violation o ...ReadMore

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