Home credit
Home credit
Hi sir I am shibsankar Dey I am borrow a personal loan amount of 1.68lakh emi of 8860/ for 47 months I know they Highly adding interest but still I already paid 12emi of rupees 8860/ per month but In
7 months ago
A. Dear Client,
Once the EMI against a loan is not repaid for consecutive 3 times by the borrower for any reason whatsoever, it is treated as NPA. Accordingly, the Bank sends notice to the Borrower asking him/her for repayment of the entire dues lying against your loan offering suitable terms. In the absence of any response for the Borrower, they started the routine process of action prescribed under relevant laws for recovery of debt lying outstanding against the Borrower and the Guarantor. You c ...ReadMore
I need my money back what should I do
I have call recording for the below conversation, I gave an amount to my friend of 18500 for 2 days as a loan in January but he didn't return that amount till now and also he is not answering for my c
7 months ago
A. Dear Client,
In the absence of details of borrower or any written documents that support your claim, the chance of getting back your money from that unidentified borrower appears to be almost unviable even through litigation.
Refund from university
Hello sir,ma'am I wanted to know can i claim full refund from university after a month and half if they cancel my admission by saying that i don't have enough attendance ( attendance is short because
7 months ago
A. Dear Client,
You can claim a refund of your admission or tuition fees from the University, provided if it is refundable as per the policy of the university on cancellation of admission. If the required attendance is the criteria is considered for refund of admission or tuition fees, then for poor attendance, the university may reject your claim. However, if poor attendance is caused on medical grounds, then you can represent the matter to the concerned authority of the university for considerati ...ReadMore
Maternity leave
Hello sir As my office didn't leave an option for me other than resignation I have sent a formal email that I am going to resign from my job from today that is September 13. Now after sending an form
7 months ago
A. Dear Client,
In this context, I need to know whether you informed your pregnancy that requires maternity leave to your company before tendering your resignation on the ground of refusal of your request for maternity leave. In case you tender your resignation under compulsion of the situation, then you may revoke your resignation till the time it is officially accepted by the Company. Resignation is typically voluntary and free of any force or compulsion. On cessation of employment, you cannot ...ReadMore
Housing Society Lease renewal by MHADA
After 30 years of Lease will we have to pay MHADA again for the land ? Also what will be the approximate cost for renewal?
7 months ago
A. Dear Client,
The Maharashtra Housing and Area Development Authority (MHADA) has proposed to link the ready reckoner rates with the lease rents. The proposal was shared by MAHADA in February this year based on the resolutions passed by MAHADA boards. The proposal also includes revising lease rents every five years. Also, the renewal of leases must be done in proportion from 30 years to 90 years. The annual lease rent for areas outside Greater Mumbai for individual residential plots and housing so ...ReadMore
Duplicating Maintenance and excessive interest
1.I have paid maintenance for Jul-Sep 2022 on 01.07.2022 in cash and receipt of this amount 6594/-was acknowledged and issued receipt dated 020.7.2022 online. The Assn has failed to credit this amoun
7 months ago
A. Dear Client,
All the activities of a housing association are governed by its Bylaws. Irregularities in r/o payment of maintenance charges as stated in the query appear to be a violation of the provision of standing bylaws of the Association. It appears to be a clear case of default and deficiency on the part of the association which they claimed to be a technical hazard. So whatever be cause behind the deficiency or default, a consumer should not be penalised for the same. In the prevailing sit ...ReadMore
Fraud and mental Harasement of customer
I ordered a washing machine by applying exchange option for the exchange of my old product from samsung shop app which got delivered to me on the very next day but the exchange didn't happened. When I
7 months ago
A. Dear Client,
In the given situation, you need to serve a legal notice to the seller and if no response is received or an unsatisfactory response is received, then, file a complaint before the Dist. Consumer Commission claiming compensation for harassment. Complaint should be filed within two years from the date of cause of action i.e, denial of your claim by the Seller/service provider. The amount of compensation depends upon the discretion of the Court. You may file your complaint on your own o ...ReadMore
Legal Query
Can I trade on Indian companies like Maha Jantar Index in Olymp trade?
7 months ago
A. Dear client,
We advise you to not trade on this trading site because, this site is not legal in India.
WP and CC also done
We filed two case one after another like WP no response then later contemp of the court in high court but still there is no counter in this what we can do¿
7 months ago
A. Dear client,
When the respondent fails to file counter affidavits in time, interim orders are being passed in several cases and in some cases, personal apperance of higher officials may be ordered by the high court.
Insurance claim
I had taken insurance policy while purchasing a commercial vehicle its recently met with Accident and its under repair from past 40days and i claimed for insurance policy under loss of employment. C
7 months ago
A. Dear Client,
The Motor Vehicles Act, 1988, makes the insurance of motor vehicles compulsory. The owner of every motor vehicle is bound to insure his vehicle against third-party risk. It covers the vehicle for damages against accidents, fire, natural disasters, and theft among others, and also covers any injury to the owner. It also covers any damages and injuries caused to the third party. A personal accident insurance policy provides protection against death, permanent total or partial disabil ...ReadMore
