Unsecured Loans
A. Dear Client,
If a loan has not been repaid for more than 180 days, the lender is allowed to file a case against the borrower under Section 138 of the Negotiable Instruments Act of 1881. The defaulter of an unsecured loan may face severe consequences, including a negative impact on his credit score, legal actions by the lender, collection attempts, and strained relationships with co-borrowers. Lenders are allowed to file a case against you and send legal notice to the loan defaulter under Sectio ...ReadMore
Zest money loan
My father who took out a loan in zest money unfortunately passed away so does that make me his son liable to pay the loan ?
Posted 1 day ago
A. Dear Client,
After the death of the borrower, the lender may initiate the process to recover the unpaid amount from the assets of the loan receiver. In such cases, the bank may even reach out to the legal heir to recover the dues. If the legal heirs inherit any assets from the deceased person, they are obligated to repay the obligation. Legal heirs are solely accountable to the degree that they receive any assets from the deceased borrower. The Karnataka High Court has ruled out in a judgment th ...ReadMore
Harrassment
I want to know if son and his wife disrespect and fight with mother what should mother do Can she case against him and she also want safety from her daughter in law her daughter in law try to kill
Posted 1 day ago
A. Dear Sir,
If mother not having any alternative place for stay then if she lodge complaint against son and daughter in law then it will be a problem for her.
Underconstruction property queries
I want to buy an under construction property from developer however the developer has given the clause that all the legal agreements would be prepared by his advocate(including builder buyer agreement
Posted 1 day ago
A. Dear Client,
Before the RERA, i.e, The Real Estate(Regulation and Development) Act, 2016 came into force, builder-buyer agreements were invariably made in favour of the builders. Considering that agreement that favoured builders were a key pain point for the buyer community, the RERA tried to address this, by laying the ground rules for drafting and executing builder-buyer agreements, referred to as agreements to sale in the Real Estate (Regulation and Development) Act, 2016. An agreement for sa ...ReadMore
Property - father had two wives both deceased
Respected sir, my question is that my father had two wifes both deceased. And I belong to first wife, but my father deeded 5 acres of land to second wife in 1980. So my question is whether I will ge
Posted 1 day ago
A. Dear Client,
If the property of your father is an ancestral property, as per Hindu Law of inheritance, the son of the first wife being a Class -1 heir, can seek partition by filing a partition suit to obtain his share out of the share of his deceased mother as well as father and not beyond that. The father can settle his entire self-acquired properties in favor of his second wife or her children born out of the second marriage without allotting any share to the son of his first wife, but your f ...ReadMore
BANK ACCOUNT FREEZE FOR SUSPICIOUS ACTIVITY
In 19/09/2023 I have received an amount of Rs.7500 on kotak bank which I don't know who send me and why send me.i have transferred Rs.123 to Paytm bank account from kotak bank. And next day I see my
Posted 1 day ago
A. Dear Client,
When a Bank account is frozen by the Bank on the instruction of the Cyber Crime Cell on receipt of a complaint of a fraudulent or suspicious transaction. This means that the account holder cannot access the funds in the account, and cannot make any transactions. The account shall remain inoperative/frozen until the cybercrime incident is investigated and resolved and a NOC is issued by the Cyber Cell. To unfreeze or to make your account operative, you need to contact your Bank as w ...ReadMore
Builder intentionally misrepresented -avoided mentioning- carpet area
I have purchased a pre-construction flat in this year which is currently under construction. T On the first day, upon asking, the marketing team unofficially (verbally) told me (before purchase) that
Posted 1 day ago
A. Dear Client,
Before the RERA, i.e, The Real Estate(Regulation and Development) Act, 2016 came into force, builder-buyer agreements were invariably made in favour of the builders. Considering that agreement bias and pro-builders were key points of concern for the buyer community, the RERA tried to address this, by laying fair and proactive rules for drafting and executing builder-buyer agreements, referred to as Agreements for Sale in the Real Estate (Regulation and Development) Act, 2016. An ag ...ReadMore
Health insurance
Can i claim my remains medical expenses bill to my health insurace company if I received partial fund from chief minister relief fund. Suppose my total medical expense is rs 750000 n I received 200000
Posted 1 day ago
A. Dear Client,
In the situation, when your medical expenses are more than the sum you received from the CM's relief fund which is insufficient to cover your medical expenses and you are a policyholder of the health insurance policy of an Insurance Company, then you can opt for reimbursement for the balance amount from the said insurance company provided your claim covered by the sum insured under the said health insurance policy. The claim-filing process typically remains the same, for all insure ...ReadMore
GPA
I am about to buy a property from seller. On the same property owner gave GPA to his Brother and GPA is not revoked. 1.Is there any legal issues in this transaction?
Posted 1 day ago
A. Dear Client,
Power of attorney (PoA) is a legal arrangement that allows one person to act on behalf of another. A power of attorney (PoA) is governed by the Powers of Attorney Act 1888. A POA is valid only during the lifetime of the principal/executor. However, the principal can revoke/cancel it anytime, if required. Section 17(1)(b) of the Indian Registration Act, 1908 requires registration of certain instruments in respect of any right, title or interest of the value of rupees one hundred an ...ReadMore
Tenant is threatening
Hi I deducted 13,000 from security deposit of 3L, Rest was returned on the day of handover. This deduction was towards painting, cleaning and few damages. For which tenant is not agreeing. He is sayin
Posted 1 day ago
A. Dear Client,
In the absence of a specific stipulation in the rent agreement that governs the relationship between a landlord and tenant, you can not deduct an amount from the security deposit for the expenditures incurred for the purpose outrightly which will be considered an unfair practice as defined under the Consumer Protection Act, 2019. A tenant can litigate the matter either before the Consumer Court or before the Rent Controller appointed under the Rent Control Act. The expenses for pain ...ReadMore
