icon Lender is not available for my payment

I borrow a pl from loanwalle.com finance by naman finleas pvt ltd , but now the problem is there is no option to repay the loan amount and it is showing up to my cibil


A. Dear Client,
When there is no provision for repayment of the loan or foreclosure of the loan in the loan agreement, after serving a legal notice to the lender, you should bring the matter to the notice of the regulatory authorities, RBI, SEBI, and CIBIL authorities online to protect yourself from any sort of legal consequences arising out of said loan.

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icon LOAN SETTLEMENT AND ADVICE

MERE PASS UNSECURED LOAN 9 HAI JISKI TOTAL OUTSTANDING 6000000/- TAK HAI ..ME NE APNE BUSSINESS K LIYE LIYA THA ...SURUVAT ME BUSSINESS ACHA CHALTA THA...TO EMI DE PATA THA LEKIN...2024 KA SAAL MANDI


A. Dear Client,

When a borrower fails to repay their loan for three consecutive installments, the bank typically marks the loan as a bad loan or non-performing asset (NPA) and initiates recovery procedures. While you can request more time from the bank to settle the dues, you remain personally liable for repayment. If the bank files a suit for loan recovery in a civil court, the court may order attachment of collateral security belonging to both the borrower and guarantor.

Negotiating a debt set ...ReadMore

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icon title of a flat

Under development agreement if flat is received to the Developer who mortgaged to bank for his own business and loan is defaulted , bank has taken the possession under SARAFEICA ACT , whether the pers


A. Dear client, yes one can get the title from the auctioner by way of sale certificate by purchasing the flat in the auction.

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icon About cheating of money transfer

Sir/Madam, my friend is working in a firm as an accountant, he has drawn money from the organization with out intimating the authority. But the amount is drawn in the form of cheques signed by the aut


A. Dear client, your friend will be made liable if he has taken money from the organization without the consent or intimating the respected authority. Even though the cheques are signed by the authority there must be permission from authority to withdraw.

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icon overcharging of rate of interest

bank is charging unethical ROI. asked them many time reason of this overcharging no proper answer given.went to rbi ombudsman than they refund 20000 but amount they deduct is over 1.25 lac. filed rti


A. Dear Sir,
First approach Banking Ombudsman if nothing is happened then approach High Court and get justice.

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A. Dear Sir
It seems it is a personal loan and the bankers cannot recovery the amounts unless you voluntarily pay the amounts. Better change the location of your residence if recovery agents approaching you. They cannot go to civil court as it may take years to get the decree.

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icon I cant pay my Loan Emi

I want to Settlement but Navi app said they don't have Settlement Option What to Do?


A. Dear Client,

When a borrower defaults on loan repayments for three consecutive installments, the bank typically initiates a routine course of action for loan recovery, marking the loan as a bad loan or Non-Performing Asset (NPA). The borrower becomes personally liable for the outstanding debt. Negotiating a debt settlement can be pursued individually or through third parties like debt relief companies. In such negotiations, payments are made to the settlement company, and a portion of the loan ...ReadMore

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icon HDFC Bank not open my Bank Account

Cyber crime department already send mail to my HDFC Bank Branch for unfreez my account but HDFC Bank not open my Bank Account?


A. Dear Client,

Under Section 457 of the Code of Criminal Procedure (CrPC), a Magistrate has the authority to exercise discretion in ordering the conditional release of funds frozen during a cyber scam investigation. In such cases, the police may request a bond from the victim, who must declare a commitment to reimburse the bank 1.5 times the refunded amount if their claim is found to be false or if additional claims are made on the amount. Following the execution of this bond, the Magistrate iss ...ReadMore

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icon Getting OFF from home loan Guarantor

Sir, I have signed home loan guarantor to known person for his home loan as help. He is not paying EMIs amount for the past 1+ year & He was missing now, not reachable. All his pending amount are mapp


A. Dear Client,

A guarantor shares equal liability for repaying the principal borrower's debt. If attempts to recover debt from the borrower fail, the bank can pursue recovery from the guarantor, attaching the security provided by them. Even in the absence of a guarantor, their legal heirs may be held responsible for settling the debt using inherited assets. While a guarantor can request more time to settle dues, they cannot evade their repayment responsibility for any reason. Legal actions, incl ...ReadMore

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icon Hold of 100000

Hold of one lack is on 28 feb for clearing bike loan nd i clear my loan on 4 March and ndc summit to bank but sbi not unhold what did i do know


A. Dear Client,

Building positive relationships with staff members and ensuring the successful completion of tasks can be crucial, as attempting legal action against banks may be a lengthy and challenging process. The procedures involved are often protracted, and authorities frequently lean towards supporting the banks in such matters.

While it's important to maintain good rapport with staff to facilitate smoother processes, if you find yourself in a situation where legal action is necessary, it ...ReadMore

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