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Anonymous

Posted 2 months ago

Hello Sir/madam I am a retired bank employee I got retirement in Aug 2016. I didn't opt for pension initially as my bank (Bank Of India) was asking for some funds for availing pension. As I was little short on funds at that time I didn't avail pension but now i have funds and I am willing to give it to bank and get my pension started. Recently bank proposed an offer to avail pension for retired bank employee in exchange of funds but it turned out that it was for those employees who were suspended. I am advised that I can avail pension as it's my legal right ......i want a professional opinion in this matter that what kind of legal procedure should I follow to get my pension started.....approximately how much time will the procedure take and how much will it cost me
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A. dEAR SIR, APPROACH hIGH COURT FOR ISSUING DIRECTION TO THE CONCERNED BANK THROUGH WRIT PETITION. FOR DETAILS PL. CONTACT SOMEADVOCATETHROUGH VIDHIKARYA.COM
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Rajender Prasad Exp: 5 Year(s) New Delhi
I’m not paid the emi of loan of (48 months) from 2005, I don’t have contact with bank from not paid of emi of loan from 2005. But now they suddenly call to after 13 years and said “we have settlement for you , pay loan before 26/11/2018, otherwise your children will face problems in future” . We asked time to pay they don’t give the time and the give 7 days to pay for loan. But they said if you not paid your children will face problems, so worried about my children. I don’t have money to pay the loan. What I have to do , please help me before they take any action to me or my children.
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A. Dear client, you havenot mentioned the full factsof thecase. For details, pl.contact some advocate through vidhikarya.com.
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Rajender Prasad Exp: 5 Year(s) New Delhi

Anonymous

Posted 3 months ago

Dear sir i have a credit card limit of 35000 I have used the card last 2 years back , from 2 years iam paying minimum due of 3000, from past 3 months not able to pay due my financial problem, collection team visited my place to make the payment , but I explained my situation he refused to listen , he had given a option for settlement like i have to pay 30 % in 6 months , he is asking for postdated cheques what should I do can i trust him, please give advice
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A. Dear client, visit branch manager and discuss the problem , he should give you the settlement in writing . For details, pl.contact some advocate through vidhikarya.com.
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Rajender Prasad Exp: 5 Year(s) New Delhi

Anonymous

Posted 3 months ago

Sir I have taken a personal loan in india bulls dhani for a period of 48 months, from 3 months some financial problem not able to pay on the 5 th of due date , but I payed at the end of month, but this month i cannot pay them please give legal advice to protect form recovery team
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A. Dear sir, you can meet the branch manager and discuss your financial problem. For details, you can contact some advocate through vidhikarya.com
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Rajender Prasad Exp: 5 Year(s) New Delhi

Anonymous

Posted 3 months ago

Sir please give legal advice to give insolvency No income from 3 months , harassment from loan recovery team
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A. you have not mentioned the full facts. For details, pl. contact some advocate through vidhikarya.com
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Rajender Prasad Exp: 5 Year(s) New Delhi

Anonymous

Posted 3 months ago

Sir due to my financial problem , not able to pay from 3 months , i need to settle my loans Credit with provisional period of 6 months Can i get some legal advice
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A. I f you want to repay you meet the Bank's manager and discuss the matter including your financial position and take some time.
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Rajender Prasad Exp: 5 Year(s) New Delhi
Respected:sir; Mere husband ka bank account me mera name bhi joint me hai ,mere husband ne vyaj par paise lie hai meri jankari k bahar usne vyaj valo ko joint account vala cheques diye hai ,joki cheques me meri sign nahi hai akle mere husband ki hi sign hai to meri isme jimmedari kitni banti hai
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A. dear client, as it a joint account, liability in the account is joint. For details, pl.contact some family lawyer like me through vidhikarya.com
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Rajender Prasad Exp: 5 Year(s) New Delhi

Anonymous

Posted 3 months ago

I took a personal loan which now I m not able to pay. 3 EMI have got bounced. I issued no cheque to bank when the loan was approved. Can bank file case against me for bouncing of EMI s without any cheque?
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A. meet the br. managerand discuss your problem in details, which may solve the problem,For details, pl.contact some family lawyer like me through vidhikarya.com
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Rajender Prasad Exp: 5 Year(s) New Delhi

Mauli Sul

Posted 3 months ago

Sir currently im preparing for banking exams.I am confident that i will get selected sooner.But I have case filed against me which will come in my way to get a government job.Obviously emoloyer do a background checkup and they also want us to fill case related details if any.Will it be good to mention your case details ? As after mentioning they will end up cancelling my selection because anyone who has case pending on them cannot apply for job is it right ? What must be my way forward sir.
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A. you have not mentioned the facts of the case.For details, pl.contact some family lawyer like me through vidhikarya.com
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Rajender Prasad Exp: 5 Year(s) New Delhi
I took a personal loan which now I am not able to pay the EMI of it for last 3 months. What action can the bank take against me?
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A. dear sir, you have not mentioned the fact whether the bank has any thing in security,if any will be attached. For details contact some advocate through vidhikarya.com
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Rajender Prasad Exp: 5 Year(s) New Delhi

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