I have two accounts with bank
I have two accounts with bank
I have two accounts with bank , one is cash credit and another is home loan. Unfortunately the cc loan account renewal has got delayed and has this turned NPA. Because of this my home loan account has
3 months ago
A. Dear Sir,
The Bankers now given full powers for recovery of loans if there is default and your account has already become NPA. Better go to DRT.
A. Dear Client,
In the given situation, filing a complaint against the recovery agents in the local Police Station endorsing a copy of said complaint to the concerned Bank, a complaint against the loan recovery agents appointed by the Bank can be made to the regulatory authority RBI at https://cms. rbi.org.in or by calling the helpline number 14440. The complaint may be lodged online or by filing an offline complaint and submitting the same at the Centralised Receipt and Processing Centre (CRPC) a ...ReadMore
Bill payment
I will not pay 3 month credit card bill recovery agent will say I will esuue legal notice n arest you
3 months ago
A. Dear Client,
Failing to pay your credit card bill for three months may prompt the involvement of a recovery agent who could threaten legal action. It's crucial to address this situation responsibly. Ignoring the issue might escalate matters, leading to potential legal consequences. Instead, consider reaching out to your credit card company to discuss your financial situation and explore possible solutions, such as restructuring your payment plan. Seeking professional financial advice can also be ...ReadMore
Loan refund
I have a loan fron HDFC bank which i availed on 14 june 2023. My emi of rs 46771 is on time every month but every month i am getting rs 6749 amount as refund in my account. Bank is saying that someone
3 months ago
A. Dear Client,
If you mistakenly receive something that doesn't legally belong to you, it's your responsibility to promptly inform your bank in writing to rectify the situation and hold them accountable for any failure in addressing the irregularity. Attempt to negotiate with the bank first, and if unsuccessful, escalate the matter by bringing it to the attention of higher authorities within the bank. Additionally, filing a complaint online with the regulatory authority RBI is advised. If all else ...ReadMore
Bank account freeze by cyber cell
Respected lawyer,i have earned 30L in three months through online site by betting in dafabet and i losed all that amount again but my bank account is freezed due to some fraudulent transactions when I
3 months ago
A. Dear Client,
If you find yourself in a situation where your bank account is frozen due to alleged fraudulent transactions and you are facing charges under various sections of the IT Act and other relevant provisions, it's crucial to seek legal advice immediately. Consulting with a qualified lawyer who specializes in cyber law can help you understand your rights and the best course of action. Be transparent about the situation, providing all necessary information to your legal representative. Add ...ReadMore
bank deposit extra money in my saving account mistakenly
i deposit 50 thousand cash in my saving account and bank mistakenly deposit 5lakh after that they take a action and my bank account -5lakh 91 thousands also they reached my home and threatened my fami
3 months ago
A. Dear Client,
This situation is concerning, and it's recommended to take immediate steps to address the issues. Firstly, document all interactions with the bank, including the deposit error and subsequent actions. If there are threats or harassment, consider reporting it to higher authorities within the bank and, if necessary, local law enforcement. Seek legal advice to understand your rights and responsibilities in this complex matter. Additionally, contact your bank to discuss rectifying the de ...ReadMore
SBI bank locker
In 2011, myself and my biological mother opened locker in sbi as joint. After 1 year, I have moved from that city and I didn't use the locker. Only she used it. Due to family problems, i stopped talki
3 months ago
A. Dear Client,
In this situation, you should consider reaching out to the bank where the locker is held and explain the circumstances. Provide them with the necessary information, such as the joint ownership details and the fact that the other party is ready to withdraw. Discuss the possibility of closing the locker or breaking it, given the lost key, and inquire about the procedures and associated costs. Additionally, you may explore the option of appointing someone you trust as your representati ...ReadMore
Money hold by bank account cyber crime
How i refund my money from lien balance
3 months ago
A. Dear Client,
To refund money from a lien balance, you typically need to follow the procedures outlined by the financial institution that holds the lien. Begin by contacting your bank or financial institution and inquire about the specific steps involved in releasing or refunding funds from the lien. They may provide you with a set of forms or documentation requirements to initiate the process. Ensure that you fulfill all necessary conditions, submit the required documents, and comply with any ap ...ReadMore
Education Loan Repayment without Interset or Settlement in Court
I was bought Education Loan Rs.3,20,000/- In the period 2010-2012 . In that was paided Amount of Rs.3,27,000/- against the Loan on 2023 year end . In that bank end they charged Rs.8,89,000 including i
3 months ago
A. Dear Client,
It appears that the Bank has offered the borrower a one-time settlement of the education loan to close the loan account. Out of the total claim or Rs.8,89,000 including interest, the Bank has agreed to settle the loan on payment of Rs. 5 lakhs. The Bank had already initiated a routine recovery process of the loan through the Court claiming the entire outstanding including interest on the outstanding loan. During the pendency of the recovery suit before the Court, the Bank offered y ...ReadMore
Debit Card Misused
My debit card is misused by scammer and he withdraw all money
3 months ago
A. Dear Client,
In this scenario, it is crucial to promptly report the misuse of your debit card to both the concerned bank and your local police station. Utilize the National Cyber Crime Reporting Portal (NCCRP), a government initiative, to file online complaints related to cybercrime. Seeking the assistance of a legal professional, such as an advocate, can help you stay informed about the ongoing investigation and guide you on appropriate actions. The timeline for investigating a cybercrime can v ...ReadMore
