Credit card written off
I have used my credit card and my dues around 4 lakhs, including interest and all charges. I want to sort out the Issue without effecting my cibil , but bank person as given option of settle
5 years ago
A. speak with the bank officials. However if you don't want your CIBIL affected you should pay the full payment which can be either one time lump sum amount or emi option.
ROBERT D ROZARIO
I got a legel notice from finance company
Hello sir i am mukesh agrawal. I took a loan from home credit of amount 120000 on may 2017, I was continue paying my emi till august 2018, But dur some financial losses i was unable to pay my EMI , n
5 years ago
A. contact the bank officials to stop sending the recovery team from harassing your relatives. In the meantime contact a local lawyer from DRT from Vidhikarya to reply to their notice. Alternatively you may contact the bank manager to give you some time to repay the loan amount as you're going through a financial loss.
ROBERT D ROZARIO
Personal loan debts & credit card dues
Dear Sir, I have multiple personal loans from various banks around 4.5 lakhs & credit cards over due around 1.5 lakhs. Due to some financial issues I didn't pay the dues from last 5 months. All EMI'S
5 years ago
A. Dear Sir,
You may get issue a legal notice asking the bank to wait for some more time otherwise ask them to file a civil suit where you will get time by way of installments.
For full procedure contact me on mobile through Vidhikarya.
Legal Notice
Dear sir, I am a salaried employee in a private organization. I have multiple personal loan debts from various banks & credit card over dues from last 4 months. My financial position is very bad & I c
5 years ago
A. Dear Mr. Chandra Sekhar,
This is not the right cause to serve Legal Notice.
Best option for you would be to meet the Branch Manager of the Bank concerned and ask for additional time and refund the money as per the calculation and well in advance of time.
That would really save you from a lot of crisis.
Shanti Ranjan Behera
Advocate
Personal loan debts & credit card dues
My name is B. Chandra Shekhar. I am a employee in a private organization. I reside at Hyderabad. I have personal loan debts & credit card dues. All loans were issued through my salary statement docume
5 years ago
A. Dear Mr Chandra Sekhar,
You need to pay the banks and other financial institutions.
This is a repetition of the same question answered earlier.
Shanti Ranjan Behera
Advocate
Money Paid to Builder as Loan with security of Flat and buyback clause ....not returning
I had paid INR 9.25L to a builder as Loan / Investor when the work of the building had not started with a condition that alll work will be completed with in 3 years and i will have a option to take my
5 years ago
A. Dear Sir,
This is a Consumer Case, you can file a Consumer Case against that Builder.
Please Consult Advocate along with all the Documents available with you to get clear suggestion and he will suggest you how to proceed with your case or contact me.
Srinivas B
Deepak Yashwantrao Bade
sistla ramakrishna
Bharat Pawar
Credit card, personal loan
Dear sir i have a hdfc credit card , credit limit 35000, i have made 2 years minimum due 3000, but from past 2 months not able to make payments , i need protection legally to avoid recovery team, plea
5 years ago
A. Dear client kindly visit your bank and discuss your problem with authority of bank.i hope they can help you to resolve your issue.
Deepak Yashwantrao Bade
Rajender Prasad
Rameshwar Dadhe
Anand Shukla Legal Practitioner,Legal Consultant & Advisor
Bankruptcy
Can you please tell me the process, expenses and requirements for filing personal insolvency.
5 years ago
A. Dear Client,
Personal bankruptcy is a legal process which allows you to be discharged from most of your debts.
Once filed, the property of the debtor is given to a Licensed Insolvency Trustee who then sells it and distributes the money among the debtor’s creditors in settlement of the debt.
Once you are bankrupt, the process is fairly simple. To obtain your discharge you must complete certain duties including:
• surrender certain assets and your credit cards;
• attend two credit counsellin ...ReadMore
How to handle/avoid case against me for education loan?
Hi Sir/Madam, My name is Sriram from Vellore (Tamil Nadu). I got education loan for my engineering degree (2008-12) but could not able to repay entirely. I could not get a job for an year and the job
5 years ago
A. Pl take services of a local expert lawyer for the same.
ARPIT BATRA
Loan borrowed from Bank
I am a widow, my husband was a sbi bank Assistant Manager, after retired he borrowed a loan from sbi 420000 in February 2018, and he died in june 3rd 2018, but he gave no money to me or our children
5 years ago
A. Dear client kindly approach to concerned Bank and ask about all details and try to find out settlement and further process with discussion of bank or credit manager.go through experienced advocate
Deepak Yashwantrao Bade