icon My friend used my credit card and not giving money back

How to recover my money from my friend legally? Can go legally?

4 Response(s)

2 months ago


A. Dear client,
Collect whatever document you have like whatsapp chats,mails etc if any.
If you don’t have much witnesses and evidences, it will be difficult for you to prove anything.
You can even lodge an FIR and send a legal notice to him.
Also verify and check where has he spent such amount, use them as an evidence.

Thanks

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icon Regarding Money borroe

My mom have borrowed money from some different person not an organisation.for few they were charging 30 % interest now my mom was not able to pay but she said she will pay back orginal amount little l

1 Response(s)

2 months ago


A. Dear sir
Your mother may lodge a police complaint since they are doing illegal business and also lodge complaint with the government authority which issues license for running money lending business.

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icon Lazypay app loan

Dear sir I take lazypay app loan 60000 and I already repay 20938 but in middle due to some medical problems I can't pay rest other payment one time they send sms today if I can't pay so they file case

2 Response(s)

2 months ago


A. Dear Client,
Lok Adalat is one of the alternative dispute redressal mechanisms, it is a forum where disputes/cases pending in the court of law or at the pre-litigation stage are settled/ compromised amicably. Lok Adalats have been given statutory status under the Legal Services Authorities Act, 1987. Lok Adalat basically deals with civil matters and has the power to issue summons for appearance for early settlement of the pending case in regular civil court and not for litigation purposes which ...ReadMore

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icon Education loan

Does the legal action by the SBI bank due to education loan default lead to complications in visa approval/process of countries like USA and Singapore? also, does DRT in India Issue salary garnishmen

1 Response(s)

2 months ago


A. Dear Client,
Defaulting on an education loan from SBI and facing legal action may impact various aspects, including your credit history and financial standing. While it may not directly result in complications during the visa approval process for countries like the USA and Singapore, financial aspects, including outstanding loans and legal issues, can be considered during the application. Visa processes usually focus on factors like intent, ties to the home country, and financial stability.

Reg ...ReadMore

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icon Credit Card Defaulter

Jailsslp send me msg that salary attachment can be done for non payment.

2 Response(s)

3 months ago


A. Dear Client,
If you have received a message indicating the possibility of salary attachment due to non-payment, it suggests that there may be pending financial obligations or debts that could lead to legal actions. It's important to take this communication seriously and promptly address the underlying issue. Begin by reviewing the details of the message to understand the nature of the claim and the specific steps that may be taken. Consider reaching out to the sender or the relevant authority me ...ReadMore

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icon Friend is not returning the money

My frnd is not returning the money rather that he is saying today tommorow and it’s been around 8 months

2 Response(s)

3 months ago


A. Dear Client,
If someone doesn’t return your money as per the agreed terms, you can take legal action. Here are some steps you can take:
1)Send a written demand for payment.
2)File a case in the small claims court.
3)Hire a lawyer to file a case in the appropriate court.
4)File a police complaint if you think you have been cheated.
5)Get an order from the court to attach the person’s property.
6)Enforce the order by hiring a recovery agent to seize the person’s property.
In most cases, the ...ReadMore

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icon Credit card limitation

Can a bank claim as credit card due amount after a lapse of 20 years

3 Response(s)

3 months ago


A. Dear Sir,
Any claim must be within a limitation period of three years from the date of last transaction. But in India the Bankers especially the Recovery Agents on behalf of Banks recovering outdated loans. You may resist the same.

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icon Misbehaved by recovery agent

what to do, if recovery agent come to home and started misbehaving, when credit card delay is not more than 30 days? How can I file a complaint?

2 Response(s)

3 months ago


A. Dear Client,
In the given scenario, one can file a complaint against loan recovery agents by visiting the local Police Station and sending a copy of the complaint to the concerned Bank. Complaints against these recovery agents appointed by the Bank can also be lodged at https://cms.rbi.org.in or by calling the helpline number 14440. The complaint can be submitted online or through an offline complaint filed at the Centralised Receipt and Processing Centre (CRPC) at RBI, 4th Floor, Sector 17, Cha ...ReadMore

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icon How to file a complaint against online part time job fraud

I have seen advertisement in Instagram and applied for online part time job...they have some normal tasks and some prepaid..in prepaid tasks I have paid 2 lakh rupees. At the moment of withdrawal they

2 Response(s)

3 months ago


A. Dear client,
This kind of online data entry/part-time jobs is being offered and operated by Fraudster companies/entities to extort money from unemployed youths. So, on receipt of such an unethical and arbitrary demand from such type of Company, just ignore it because the nature of demands itself proves their ulterior motives behind the offer. However, on receipt of repeated calls or messages/emails demanding money for different purposes or threatening legal action, then make a complaint(GD) aga ...ReadMore

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icon Paytm postpaid

Does paytm postpaid send police Or file a case in court for not paying 22k bill

1 Response(s)

3 months ago


A. Dear Client,
Paytm Postpaid typically follows standard debt recovery procedures in case of non-payment. This may involve sending reminders, contacting the user through different channels, and utilizing collection agencies. However, it's important to note that the involvement of law enforcement or filing a legal case usually occurs in more severe cases of fraud or intentional evasion of payment.
If you're facing difficulties in paying the bill, it's recommended to communicate with Paytm Postpaid ...ReadMore

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