Personal loan -I am unable to pay back my personal loan amount
2 years ago
I am unable to pay back my personal loan amount. Of 5lakhs I took I have paid near to 2 lkhs and now 3 EMI is default bank sent me legal notice that they they will attach my house and sell the property....I am looking for job but right now dont have the know y right now to pay the money ...what will happen
A.No ..the bank cant sell your property for 3 EMI is default .........................as bank sent u legal notice that they they will attach house and sell the property.......
Vaidehi Samant
Responded 2 years ago
A.Reply to the legal notice addressing your issues and ask them to provide you some time to make payments. Simultaneously also visit the bank from where you availed loan and try to talk to the manager addressing your financial situation and try to seek some time for making payments and as much possible in certain proportion start to make payments of the arrears (as 3 lakhs is overall not a very huge amount from bank's perspective) so far which may somewhat help in a way if at all to convince bank authorities that you might make payments later. Thank you.
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