Loan app threatening Loan app threatening

4 months ago

How to stop threatening from loan app. They send my fake pics and call the my contact list.hiw it's stop?

Legal Counsel Vidhikarya

Responded 4 months ago

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A.Dear Client,
The regulatory authority RBI has strictly prohibited the use of abusive language, intimidation, or any form of harassment in the loan recovery process. Recovery agents should not resort to coercion or use of force in the recovery process. In case you face any threat or harassment from the Debt Recovery Agents of the Loan App, you need to make a written complaint to the local police station against the recovery agents and inform the concerned Loan App attaching a copy of the complaint made to the local Police Station and file a criminal suit u/s.503 of IPC against the recovery agents and the concerned Loan App. Apart, file an online complaint for the same cause of action to the Grievance Cell of RBI in the web link: https://cms.rbi.org.in/cms or contact RBI Toll-Free Number 14448 and lodge a complaint over alleged harassment by recovery agents of the concerned Loan App. Alternatively, an email can be sent to [email protected] stating the grievance/complaint in detail. Further, a quick counseling session with a certified credit counselor can help you to discover your options and choose the right path forward to repay your debt and stop the threats.
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Vidhi Samaadhaan Vidhi Samaadhaan

Anik

Responded 4 months ago

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A.Dear Client,
If you are facing threats and harassment from a loan app, it's important to take immediate steps to protect yourself. First, block and report the phone numbers associated with the threatening calls. Most smartphones have features that allow you to block numbers, preventing further contact. Document any evidence of the threats, such as text messages or call logs, as it may be useful later.
Next, uninstall the loan app from your device to prevent any further unauthorized access to your information. If the threats persist, consider filing a formal complaint with your local law enforcement authorities, providing them with all available evidence.
Additionally, reach out to your mobile service provider and inform them about the issue. They may be able to assist in blocking unwanted calls or providing guidance on handling such situations.
Finally, consider seeking legal advice if the threats continue or escalate. A legal professional can guide you on potential legal actions to take against the loan app for harassment. Remember to prioritize your safety and well-being throughout this process, and take swift action to stop the threatening behavior.
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