Probable Case judgements in my case

6 years ago

hello,before seeking you for your advice, please understand my case,its imp
We run a couple of electronic retail stores from last 20 years, father in defence(gazzeted officer) so shop is in name of my mother, who happens to be a housewife, i have started looking after business from last 8 years now
2 years back, we got cheated by a man for 2.7 crores of rupees, he is a genuine defaulter and a mastermind criminal, i have filed fir against him, but from the same time he has surrendered himself before mumbai court for his past matters to stay away from our fir problems and doing good in taloja jail from last 2 years.
In this transaction i had taken material from registered distributors on a scheduled payment site, because of being duped i could not pay them in full at that time, and problems in feont of me are rising everyday, currently 4 parties have filed cases against us under 138 ni act, for which i have to take my mom in court because of which whole family is again disturbed
We in front of court happen to have said several times that we wish to pay money, but as the amounts are huge, we are going to get time, but in these two years now i understand that i am not going to get a single penny from the person who dueped me.
Still we are willing to pay the amount, as my father decieded that we do not want to be criminals, but we certainly can not pay any parties amounts in full. We have not left with any property or any other income source except my fathers salary.

My questions
1
Will court agree if i offer to pay in installments that too not full amount, and installments will also be of much lesser amounts than the cheque amounts are?
2
If not, will they sent my mother to jail, we being genuine?
3
How much maximum time court can offer us to pay the amounts?
4
Will there be any consideration of our problems, our lives and our future in the cases filed against us?