Car caught fire
5 years ago
I purchased MARUTI BALENO on 24 sept 2017 from Alipur Next Showroom,Kolkata.On 6th Nov 2018 the same car caught fire in running condition,it's burnt severely and totally got damage.6passengers including me somehow able to save ourselves.I ask dealer for replacement of car as it's under warranty but they denied.Now what should I do,should I go consumer court?
ARPIT BATRA
Responded 5 years ago
Barnali Barman
Replied 5 years ago
Sir I approached insurance company.They are giving only 85% of IDV,deducting 15% as penalty for wrong NCB mentioned by me(not intentionally) during online renewal of insurance.I mentioned 25% NCB instead of 20%.Now what to do?
ROBERT D ROZARIO
Responded 5 years ago
Barnali Barman
Replied 5 years ago
Sir I approached insurance company.They are giving only 85% of IDV,deducting 15% as penalty for wrong NCB mentioned by me(not intentionally) during online renewal of insurance.I mentioned 25% NCB instead of 20%.Now what to do?
ROBERT D ROZARIO
Replied 5 years ago
in this situation first get 85% of IDV from them with a protest notice. Alternatively you serve a legal notice and dispute for the remaining 15% of the IDV in a civil court. Contact a local lawyer from Vidhikarya
Deepak Yashwantrao Bade
Responded 5 years ago
Barnali Barman
Replied 5 years ago
Sir I approached insurance company.They are giving only 85% of IDV,deducting 15% as penalty for wrong NCB mentioned by me(not intentionally) during online renewal of insurance.I mentioned 25% NCB instead of 20%.Now what to do?
Rajender Prasad
Responded 5 years ago
Barnali Barman
Replied 5 years ago
Sir I approached insurance company.They are giving only 85% of IDV,deducting 15% as penalty for wrong NCB mentioned by me(not intentionally) during online renewal of insurance.I mentioned 25% NCB instead of 20%.Now what to do?
Yes, you have every right.
But move in a reasonable speed.
First send a Legal Notice.
Next file a Consumer Case.
Get a good Lawyer through Vidhikarya.com
Shanti Ranjan Behera,
Advocate
You have several options.
1. Approach Insurance Company
2. Appraoch the Dealer and Manufacturer
3. Approach the Court for compensation/damages etc.
Barnali Barman
Replied 5 years ago
Sir I approached insurance company.They are giving only 85% of IDV,deducting 15% as penalty for wrong NCB mentioned by me(not intentionally) during online renewal of insurance.I mentioned 25% NCB instead of 20%.Now what to do?
Rameshwar Dadhe
Responded 5 years ago
Format of application file u/s 71 of the Consumer Protection Act
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