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Q. Legal Notice

Dear sir, I am a salaried employee in a private organization. I have multiple personal loan debts from various banks & credit card over dues from last 4 months. My financial position is very bad & I can't clear the dues for a long time.
Kindly suggest me about legal notice to get relaxation from recovery agents harassment.
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A. Dear Mr. Chandra Sekhar,
This is not the right cause to serve Legal Notice.
Best option for you would be to meet the Branch Manager of the Bank concerned and ask for additional time and refund the money as per the calculation and well in advance of time.
That would really save you from a lot of crisis.
Shanti Ranjan Behera
Advocate

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Shanti Ranjan Behera

Experience: 22 Year(s)

Responded 2 months ago

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A. It is civil laiblity u should pay it

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Rameshwar Dadhe

Experience: 2 Year(s)

Responded 2 months ago

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A. Dear Sir
It is a civil liability and SC banned muscle men interfereance

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A. The recovery agents can not harass you as harassing someone is illegal and is criminal act. So. when they call you and abuse you or threaten you then tell them that you will lodge complaint with Police if they don't stop and if need be then do lodge a complaint.
They can call you formally and ask you to repay the loan but cannot harass you.

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Abhimanyu Shandilya

Experience: 14 Year(s)

Responded 2 months ago

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