Legal Liability for Helper Covered If Death occurs by Gun Firing Legal Liability for Helper Covered If Death occurs by Gun Firing

3 months ago

Motor Insurance Legal Liability for Helper Covered If Death occurs by Gun Firing, Helper just opened the door and running at that time One Fired in him and he died

Legal Counsel Vidhikarya

Responded 3 months ago

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A.Dear Client,
Motor insurance covered only accidental death and disabilities arising out of an accident duly reported and investigated by the concerned authorities. Death by gun firing does not come under the purview of accidental death, As such, a claim even if filed, may be repudiated by the Insurance Company.
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Vidhi Samaadhaan Vidhi Samaadhaan

Anik

Responded 3 months ago

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A.Dear Client,
In the unfortunate event of a helper's death due to gun firing, the legal liability coverage in a motor insurance policy typically extends to such incidents, provided it falls within the scope of the policy terms. It's important to thoroughly review the insurance policy documents to understand the specific coverage and exclusions related to this incident. In general, if the helper was involved in the motor vehicle operation or was in proximity to the vehicle during the incident, the legal liability coverage may come into play. However, complexities may arise, and legal advice is recommended to navigate through the specifics of the situation. Promptly reporting the incident to the insurance company, providing all relevant details, and seeking legal assistance will help in determining the extent of coverage and pursuing claims or compensation if applicable.
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Vidhi Samaadhaan Vidhi Samaadhaan

Kishan Dutt Kalaskar

Responded 3 months ago

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A.Dear Sir,
The copy of FIR and terms of life insurance policy are to be read minutely to answer your question.
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