Credit Card Defaulter Credit Card Defaulter

3 months ago

Jailsslp send me msg that salary attachment can be done for non payment.

Anik

Responded 3 months ago

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A.Dear Client,
If you have received a message indicating the possibility of salary attachment due to non-payment, it suggests that there may be pending financial obligations or debts that could lead to legal actions. It's important to take this communication seriously and promptly address the underlying issue. Begin by reviewing the details of the message to understand the nature of the claim and the specific steps that may be taken. Consider reaching out to the sender or the relevant authority mentioned in the message to seek clarification and discuss potential resolutions. If you are uncertain about the validity of the claim or if you believe there is an error, consult with a legal professional to explore your options and understand your rights in addressing salary attachment concerns. Taking proactive steps to communicate and address the issue can often lead to more favorable outcomes and prevent further legal actions.
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Vidhi Samaadhaan Vidhi Samaadhaan

Legal Counsel Vidhikarya

Responded 3 months ago

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A.Dear Client,
A defaulter of credit card dues is held liable personally for his or her debt for non-payment of the outstanding amount of the credit card. The Bank initiates a routine course of action for recovery of the dues from the cardholder marking the debt as NPA. You can make a prayer to the Bank for some more time to settle the dues but cannot escape yourself from your liability of repayment of your debt for any reason whatsoever. If a suit for recovery of an outstanding loan from the defaulter is filed by the Bank before a Civil Court, after hearing both parties Court may pass an order for attachment of the salary of the defaulter for recovery of the credit card dues. you may make a prayer before the Court for granting some more time to explain your present financial constraints which may or may not be allowed on the objection from other party Bank. So, try to negotiate the matter with the Bank out of court on suitable terms considering its impact on your CIBIL Record and other legal consequences. Further, a quick counseling session with a certified credit counselor can help you to discover your options and choose the right path forward.
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Vidhi Samaadhaan Vidhi Samaadhaan

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