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Q.Insurer not giving full IDV in total loss

Q. Insurer not giving full IDV in total loss

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Anonymous

posted 2 weeks ago

I renewed car insurance from online.Now I have lodged a claim for my burnt car.They are giving only 85% of IDV,deducting 15% as penalty for wrong NCB mentioned by me(not intentionally) during online renewal of insurance.I mentioned 25% NCB instead of 20%.Now what to do?

Showing 3 of 3 Responses

A. Dear Client,
It is the Insurance who can settle this.
Shanti Ranjan Behera
Advocate

Shanti Ranjan Behera

Experience: 22 Year(s)

Responded 2 weeks ago

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A. You have to verify the terms & conditions of NCB as per the policy,if not obtain and take up the issue with IRA or Ombudusman,if need contact lawyer from this panel on all aspects of the issue.

Ambrose Leo

Experience: 9 Year(s)

Responded 2 weeks ago

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A. you can approach insurance Ombudsman

Kishan Dutt Kalaskar Retired Judge

Experience: 33 Year(s)

Responded 2 weeks ago

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