My father has taken an education loan for my foreign studies in 2008 from the branch in which my father worked as assistant manager. This was returned to bank in full with interest in 2010. During this period (2008), my father was dismissed from the bank due to a bank fraud in his branch. His name was not in any FIR or so.
The title deeds of the house I live in were mortgaged for education loan. They have not been returned.
The title deeds file (which is with bank) has a printed page on its top which says that there was a bank fraud and that this title deed should not be given to my father. We went to the bank but they said that they cannot release title deeds and we should ask this in writing. We fear that bank may usurp our house as if we initiate return of title deeds. I want to get the title deeds back with NOCs and all.
Now I am confused should I give this in writing to bank? Can bank claim our house in the name of fraud today or tomorrow? What are the options for recovering the title deeds from bank?
A.Dear client,
You can write a letter to your bank manager requesting to release the title deeds. In case bank refuses to do so, you can file a police complaint against them at the local police station.
Dear Sir,
You may get issue a legal notice to the concerned Bankers and the Head office and initiate legal action and claim huge compensation for not securing your account details which are private de...
Dear Client,
Your query requires more details to address it suitably. You expressed your concern but not a cause of action behind that concern that attracts a legal remedy. It is a virtual platform w...
Dear Client,
You need to adhere to the payment of EMI and interest rates as provided by the financial corporations to settle the loan amount. In case of a financial crisis, you can contact the manager...
Dear Client,
Once a donor or owner of the property gifted the property to the donor through a registered deed of gift, the property becomes the self-acquired property in the hand of the donee who beco...
Dear Client,
Once a borrower fails to repay his debt, the Lenders/FIs initiate a routine course of action for recovery of the loan/debt from the borrower. You may negotiate or settle your dues agains...
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